:root{--navy:#0f2a4a;--navy2:#173a63;--ink:#1b2738;--muted:#5a6a80;--line:#dfe5ee;--tint:#f4f7fb;--accent:#f2a33a;--accent-d:#9a5c05;--white:#fff;--r:16px}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Inter,Roboto,"Helvetica Neue",Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.55;font-size:17px}
img,svg{display:block;max-width:100%}
a{color:var(--navy2)}
h1,h2,h3{color:var(--navy);line-height:1.15;margin:0 0 .5em;letter-spacing:-.015em}
h1{font-size:clamp(2rem,7.4vw,3.35rem);font-weight:800}
h2{font-size:clamp(1.6rem,5vw,2.3rem);font-weight:800}
h3{font-size:1.1rem;font-weight:700}
p{margin:0 0 1em}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
.narrow{max-width:780px}
.skip{position:absolute;left:-999px;top:8px;background:var(--navy);color:#fff;padding:8px 14px;border-radius:8px;z-index:50}
.skip:focus{left:8px}
:focus-visible{outline:3px solid var(--accent);outline-offset:2px;border-radius:6px}
.eyebrow{font-size:.8rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--accent-d);margin-bottom:.7em}
.eyebrow.light{color:var(--accent)}
.lead{color:var(--muted);font-size:1.05rem;max-width:620px}

/* top bar */
.topbar{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.94);backdrop-filter:saturate(1.4) blur(8px);-webkit-backdrop-filter:saturate(1.4) blur(8px);border-bottom:1px solid var(--line)}
.bar{display:flex;align-items:center;justify-content:space-between;gap:16px;height:64px}
.brand{display:flex;align-items:center;gap:9px;text-decoration:none;color:var(--navy)}
.brand .mark{width:30px;height:35px}
.word{font-size:1.32rem;font-weight:500;letter-spacing:-.02em}
.word b{font-weight:800}
.brand.light{color:#fff}
nav{display:none;gap:28px}
nav a{color:var(--ink);text-decoration:none;font-weight:500;font-size:.95rem}
nav a:hover{color:var(--accent-d)}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--accent);color:#14203a;font-weight:700;text-decoration:none;border:0;border-radius:12px;padding:15px 24px;font-size:1.02rem;cursor:pointer;box-shadow:0 6px 16px -6px rgba(201,122,18,.55);transition:transform .15s,background .15s;font-family:inherit}
.btn:hover{background:#f5b356;transform:translateY(-1px)}
.btn-sm{padding:9px 14px;font-size:.9rem;border-radius:10px;box-shadow:none}
.btn-block{width:100%}
.link-arrow{font-weight:600;color:var(--navy);text-decoration:none;padding:12px 4px}

/* hero */
.hero{background:linear-gradient(180deg,#f4f7fb 0%,#fff 100%);padding:44px 0 36px;overflow:hidden}
.hero-grid{display:grid;gap:28px}
.hl{color:var(--navy2);background:linear-gradient(transparent 62%,rgba(242,163,58,.38) 62%);padding:0 2px}
.sub{font-size:1.1rem;color:var(--muted);max-width:560px}
.cta-row{display:flex;flex-wrap:wrap;align-items:center;gap:10px 18px;margin:22px 0 22px}
.trust{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:8px 18px;color:var(--ink);font-size:.93rem;font-weight:500}
.trust li{display:flex;align-items:center;gap:7px}
.trust .ic{width:19px;height:19px;color:#15803d;flex:none}
.trust.stack{flex-direction:column}
.hero-art{max-width:330px;margin:0 auto;width:100%}
.illo{width:100%;height:auto;filter:drop-shadow(0 18px 30px rgba(15,42,74,.12))}

/* sections */
.section{padding:60px 0}
.tint{background:var(--tint)}
.navy{background:var(--navy);color:#d9e2ef}
.navy h2,.navy h3{color:#fff}

.steps{list-style:none;padding:0;margin:28px 0 0;display:grid;gap:16px;counter-reset:s}
.steps li{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px 20px 18px}
.num{position:absolute;top:18px;right:18px;font-weight:800;font-size:2rem;color:#e8edf4;line-height:1}
.step-ic,.case-ic,.why-ic{display:inline-grid;place-items:center;width:46px;height:46px;border-radius:12px;background:#eaf0f8;color:var(--navy);margin-bottom:12px}
.step-ic .ic,.case-ic .ic,.why-ic .ic{width:25px;height:25px}
.steps p,.cases p,.price p{color:var(--muted);margin:0;font-size:.97rem}

.cases{list-style:none;padding:0;margin:28px 0 0;display:grid;gap:14px}
.case{background:#fff;border-radius:var(--r);padding:20px;border:1px solid var(--line)}
.case-ic{background:#fff3e0;color:var(--accent-d)}
.note{margin:22px 0 0;font-size:.95rem;color:var(--muted);background:#fff;border-left:4px solid var(--accent);padding:12px 16px;border-radius:0 10px 10px 0}

.prices{display:grid;gap:14px;margin-top:26px}
.price{border:1px solid var(--line);border-radius:var(--r);padding:22px 20px}
.price h3{font-size:.95rem;text-transform:uppercase;letter-spacing:.06em;color:var(--muted)}
.amt{font-size:2rem;font-weight:800;color:var(--navy);margin:.1em 0 .35em;line-height:1.1}
.amt span{font-size:.95rem;font-weight:500;color:var(--muted)}
.price.featured{border:2px solid var(--accent);background:#fffaf2}

.why{display:grid;gap:26px;margin-top:28px}
.why p{margin:0;color:#c3d0e2}
.why-ic{background:rgba(255,255,255,.1);color:var(--accent)}

/* form */
.form-wrap{display:grid;gap:22px}
.form-intro p{color:var(--muted)}
.card-form{position:relative;background:#fff;border:1px solid var(--line);border-radius:20px;padding:22px 18px;box-shadow:0 20px 40px -24px rgba(15,42,74,.28);display:grid;gap:14px}
.row2{display:grid;gap:14px}
label{display:grid;gap:6px;font-weight:600;font-size:.93rem;color:var(--navy)}
input,select,textarea{width:100%;font:inherit;font-size:16px;font-weight:400;color:var(--ink);background:#fbfcfe;border:1.5px solid #cfd8e5;border-radius:10px;padding:12px 13px;min-height:48px}
textarea{resize:vertical;min-height:110px}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--navy2);box-shadow:0 0 0 3px rgba(23,58,99,.15);background:#fff}
select{appearance:none;-webkit-appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' fill='none' stroke='%230f2a4a' stroke-width='2'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center;padding-right:36px}
.consent{display:flex;align-items:flex-start;gap:10px;font-weight:500;color:var(--ink);font-size:.92rem}
.consent input{width:22px;height:22px;min-height:0;flex:none;margin-top:1px;accent-color:var(--navy)}
.form-error{color:#b42318;font-weight:600;margin:0;font-size:.93rem}
.form-alt{text-align:center;font-size:.9rem;color:var(--muted);margin:0}
.form-done{position:absolute;inset:0;background:#fff;border-radius:20px;display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;padding:28px}
.form-done[hidden]{display:none}
.done-ic{color:#15803d;margin-bottom:10px}.done-ic .ic{width:54px;height:54px}
.form-done p{color:var(--muted);max-width:360px}

/* faq */
.faq{margin-top:22px;display:grid;gap:10px}
details{background:#fff;border:1px solid var(--line);border-radius:14px;padding:0 18px}
summary{cursor:pointer;list-style:none;font-weight:700;color:var(--navy);padding:17px 30px 17px 0;position:relative}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";position:absolute;right:0;top:12px;font-size:1.5rem;font-weight:500;color:var(--accent-d)}
details[open] summary::after{content:"–"}
details p{color:var(--muted);margin:0 0 17px}

/* footer */
.footer{background:#0b1f38;color:#b9c6d8;padding:40px 0 30px}
.foot{display:grid;gap:12px}
.foot a{color:#fff}
.foot-line{margin:6px 0 0;font-weight:500;color:#e2e9f3}
.disclaimer{font-size:.82rem;color:#8ea0b8;max-width:760px;margin:0}
.copy{font-size:.8rem;color:#8a9bb3;margin:0}

@media (min-width:640px){
  .row2{grid-template-columns:1fr 1fr}
  .cases{grid-template-columns:1fr 1fr}
  .prices{grid-template-columns:1fr 1fr}
  .card-form{padding:30px 28px}
}
@media (min-width:920px){
  body{font-size:18px}
  nav{display:flex}
  .hero{padding:80px 0 70px}
  .hero-grid{grid-template-columns:1.25fr .9fr;align-items:center;gap:48px}
  .hero-art{max-width:400px}
  .section{padding:88px 0}
  .steps{grid-template-columns:repeat(3,1fr);gap:20px}
  .cases{grid-template-columns:repeat(3,1fr);gap:18px}
  .prices{grid-template-columns:repeat(4,1fr)}
  .why{grid-template-columns:repeat(3,1fr);gap:36px}
  .form-wrap{grid-template-columns:.8fr 1.2fr;gap:48px;align-items:start}
  .form-intro{position:sticky;top:96px}
}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.btn{transition:none}}

em{font-style:normal;font-weight:400;color:var(--muted);font-size:.85em}
.hint{font-weight:400;color:var(--muted);font-size:.82rem}
.progress{list-style:none;margin:0 0 4px;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:6px}
.progress li{display:flex;flex-direction:column;align-items:center;gap:5px;font-size:.78rem;font-weight:600;color:var(--muted);position:relative}
.progress li span{width:30px;height:30px;border-radius:50%;display:grid;place-items:center;background:#eef2f7;color:var(--muted);font-weight:700;font-size:.85rem}
.progress li.on{color:var(--navy)}.progress li.on span{background:var(--navy);color:#fff}
.progress li.done span{background:#e3f4ea;color:#15803d}
fieldset{border:0;margin:0;padding:0;display:grid;gap:14px;min-width:0}
fieldset[hidden]{display:none}
legend{font-size:1.2rem;font-weight:800;color:var(--navy);margin-bottom:4px;padding:0}
.step-note{color:var(--muted);margin:0;font-size:.93rem}.step-note.small{font-size:.85rem}
.drop{position:relative;border:2px dashed #b9c6d8;border-radius:14px;background:#f7f9fc;padding:24px 16px;text-align:center;justify-items:center;cursor:pointer;gap:2px}
.drop:hover{border-color:var(--navy2)}
.drop input{position:absolute;inset:0;opacity:0;cursor:pointer;min-height:0}
.drop:focus-within{outline:3px solid var(--accent);outline-offset:2px}
.drop-ic{color:var(--navy2)}.drop-ic .ic{width:32px;height:32px}
.drop-t{font-size:1rem;color:var(--navy)}.drop small{color:var(--muted);font-weight:400}
.file-list{list-style:none;margin:0;padding:0;display:grid;gap:6px}
.file-list li{display:flex;justify-content:space-between;align-items:center;gap:10px;background:#f4f7fb;border-radius:10px;padding:9px 12px;font-size:.88rem}
.file-list li span{overflow:hidden;text-overflow:ellipsis;white-space:nowrap;min-width:0}
.file-list button{background:none;border:0;color:#b42318;font:inherit;font-weight:600;font-size:.82rem;cursor:pointer;flex:none}
.choices{display:grid;gap:8px}
.choice{display:flex;align-items:flex-start;gap:12px;border:1.5px solid #cfd8e5;border-radius:12px;padding:12px 14px;cursor:pointer;font-weight:400}
.choice input{width:20px;height:20px;min-height:0;flex:none;margin-top:2px;accent-color:var(--navy)}
.choice b{display:block;color:var(--navy)}.choice small{color:var(--muted);font-size:.85rem}
.choice:has(input:checked){border-color:var(--navy2);background:#f3f6fb}
.auth{display:grid;gap:14px;border-top:1px solid var(--line);padding-top:16px;margin-top:4px}
.sig{font-family:"Snell Roundhand","Segoe Script","Brush Script MT",cursive;font-size:1.3rem}
.nav-row{display:flex;gap:10px;align-items:center}
.nav-row .btn{flex:1}
.btn-ghost{background:none;border:1.5px solid #cfd8e5;color:var(--navy);font:inherit;font-weight:600;border-radius:12px;padding:14px 18px;cursor:pointer}
.btn:disabled{opacity:.7;cursor:wait;transform:none}
.ref-label{margin:6px 0 0;font-size:.82rem;text-transform:uppercase;letter-spacing:.1em;color:var(--muted)}
.ref{font-size:1.9rem;font-weight:800;color:var(--navy);letter-spacing:.06em;margin:0 0 10px;font-variant-numeric:tabular-nums}

[hidden]{display:none!important}
.hero-art{max-width:250px}
@media (min-width:920px){.hero-art{max-width:400px}}

/* trust revision 2026-10-12 */
.honest{font-size:.9rem;color:var(--muted);max-width:560px;margin:18px 0 0;padding-left:12px;border-left:3px solid var(--accent)}
.outcomes{list-style:none;padding:0;margin:28px 0 0;display:grid;gap:14px}
.outcome{position:relative;border:1px solid var(--line);border-radius:var(--r);padding:20px;background:#fff;display:flex;flex-direction:column}
.outcome p{color:var(--muted);margin:0 0 12px;font-size:.97rem}
.tag{align-self:flex-start;font-size:.72rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:#6b4a12;background:#fff3e0;border:1px dashed #e0b56a;border-radius:999px;padding:3px 10px;margin-bottom:12px}
.outcome .res{margin:auto 0 0;padding-top:12px;border-top:1px solid var(--line);color:var(--navy);font-size:1.05rem}
.res .from{text-decoration:line-through;color:var(--muted)}
.res b{color:#15803d}
.when{font-size:1.08rem;color:var(--ink);background:#fff;border:1px solid var(--line);border-radius:12px;padding:14px 16px;max-width:720px;margin:6px 0 0}
.when b{color:var(--navy)}
.tint .price{background:#fff}
.tint .price.featured{background:#fffaf2}
.fee-fine{font-size:13.5px;color:var(--muted);margin:14px auto 0;max-width:760px}
.about{display:grid;gap:16px;margin-top:26px}
.owner{display:flex;gap:18px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px 20px}
.owner p{color:var(--muted);margin:0 0 .7em;font-size:.97rem}
.owner p:last-child{margin-bottom:0}
.owner .role{color:var(--accent-d);font-weight:600;font-size:.9rem;margin-top:-.3em}
.owner-photo{width:96px;height:96px;border-radius:50%;object-fit:cover;flex:none;border:3px solid #fff;box-shadow:0 0 0 1px var(--line)}
.biz{margin:0;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:8px 20px;display:grid}
.biz div{padding:12px 0;border-bottom:1px solid var(--line)}
.biz div:last-child{border-bottom:0}
.biz dt{font-size:.78rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);margin-bottom:2px}
.biz dd{margin:0;color:var(--ink);font-weight:500;overflow-wrap:anywhere}
.muted{color:var(--muted);font-weight:400;font-size:.9em}
.linkish{background:none;border:0;padding:0;font:inherit;color:var(--navy2);text-decoration:underline;cursor:pointer;font-weight:600}
.form-legal{font-size:.85rem;color:var(--muted);margin:-4px 0 0;text-align:center}
.consent a{color:var(--navy2)}
.foot-biz p{margin:0;color:#e2e9f3;font-weight:500}
.foot-biz{display:grid;gap:2px;margin-top:4px}
.foot-links{margin:4px 0 0;font-weight:600}
.legal h1{font-size:clamp(1.8rem,6vw,2.6rem)}
.legal h2{font-size:1.25rem;margin-top:1.6em}
.legal p,.legal li{color:var(--ink)}
.legal ul{padding-left:1.2em}
.legal li{margin-bottom:.4em}
.updated{color:var(--muted);font-size:.9rem}
@media (min-width:640px){
  .outcomes{grid-template-columns:1fr 1fr}
  .prices.two{grid-template-columns:1fr 1fr}
  .prices.three{grid-template-columns:1fr 1fr}
}
@media (min-width:920px){
  .outcomes{grid-template-columns:repeat(3,1fr);gap:18px}
  .prices.two{grid-template-columns:1fr 1fr;max-width:760px;margin-left:auto;margin-right:auto}
  .prices.three{grid-template-columns:repeat(3,1fr)}
  .about{grid-template-columns:1.1fr .9fr;gap:22px;align-items:start}
}
.progress.three{grid-template-columns:repeat(3,1fr)}

/* mobile menu + sticky-header offsets */
.bar-end{display:flex;align-items:center;gap:8px}
.menu-btn{display:inline-grid;place-items:center;width:44px;height:44px;border:1.5px solid #cfd8e5;border-radius:10px;background:#fff;color:var(--navy);cursor:pointer;padding:0}
.menu-btn .ic{width:22px;height:22px}
.menu-btn[aria-expanded="true"]{background:var(--tint)}
.menu-btn[aria-expanded="true"] .m2{opacity:0}
.menu-btn[aria-expanded="true"] .m1{transform:translateY(5px) rotate(45deg);transform-origin:12px 7px}
.menu-btn[aria-expanded="true"] .m3{transform:translateY(-5px) rotate(-45deg);transform-origin:12px 17px}
.mnav{display:grid;border-top:1px solid var(--line);background:#fff;padding:6px 20px 16px;box-shadow:0 14px 24px -18px rgba(15,42,74,.4);animation:mdrop .18s ease-out}
.mnav[hidden]{display:none}
.mnav a{display:block;padding:13px 2px;border-bottom:1px solid var(--line);color:var(--navy);text-decoration:none;font-weight:600;font-size:1.02rem}
.mnav a.mnav-cta{border:0;margin-top:12px;background:var(--accent);color:#14203a;text-align:center;border-radius:12px;padding:14px}
@keyframes mdrop{from{opacity:0;transform:translateY(-6px)}to{opacity:1;transform:none}}
section[id],.card-form{scroll-margin-top:80px}
@media (min-width:920px){.menu-btn,.mnav{display:none!important}}
@media (prefers-reduced-motion:reduce){.mnav{animation:none}}

/* pass-2 fixes */
.price .amt{font-size:2rem;font-weight:800;color:var(--navy);margin:.1em 0 .35em;line-height:1.1}
.price .amt span{font-size:.95rem;font-weight:500;color:var(--muted)}
@media (max-width:639px){.eb-long{display:none}}

/* proposal: hero price line, mobile form buttons, footer tap targets */
.price-hint{margin:.6rem 0 0;font-size:.97rem;font-weight:600;color:var(--navy)}
.foot-links a,.foot a{display:inline-block;padding:6px 0}
@media (max-width:639px){
  .nav-row{flex-direction:column-reverse;align-items:stretch}
  .nav-row .btn{width:100%}
  .btn-ghost{width:100%}
}
.price-hint{margin:.6rem 0 .5rem}
@media (max-width:1199px){.eb-long{display:none}}
.eb-long{display:none}

/* Oct 12 1:50 polish */
@media (min-width:920px){.prices.two{max-width:none}}
.fee-fine{font-size:1rem;color:var(--ink);text-align:center}
.foot-biz p{font-size:.95rem;font-weight:400}
.foot-links a{padding:12px 6px;min-height:44px;font-size:1rem}
@media (min-width:920px){
  .foot{grid-template-columns:1fr auto;column-gap:48px;align-items:start}
  .foot>.brand{grid-column:1}
  .foot>.foot-biz{grid-column:1}
  .foot>.foot-links{grid-column:2;grid-row:1 / span 2;justify-self:end;align-self:center;font-size:1.05rem}
  .foot>.disclaimer,.foot>.copy{grid-column:1 / -1}
}